Daniel Cutter is a Senior Vice President and Senior Financial Advisor with the Special Needs Team at Merrill. Dan provides tailored advice and guidance to enhance the long-term financial well-being of special-needs, disabled and elderly individuals. Dan began his wealth management career in 1999. He is the recipient of the prestigious David Brady award, bestowed upon the Merrill employee who goes beyond expectations in his dedication to clients. He earned his M.B.A. with a concentration in Finance from the University of San Francisco and holds the Chartered Retirement Planning Counselor SM designation awarded by the College for Financial Planning.